Ridge Realty Blog April 18, 2025

🔍 What Happens During a Home Inspection?

A Step-by-Step Guide for Montana Homebuyers

You found the one. It’s got the views, the space, and it just feels right. But before you pop the champagne, there’s one crucial step between “under contract” and “home sweet home” — the home inspection.

At Ridge Realty Windermere, we walk every buyer through this process because a home inspection isn’t just a formality — it’s your chance to really get to know the home before closing.

Here’s exactly what you can expect from a licensed home inspector during your Montana home purchase.


🧑‍🔧 What Is a Home Inspection?

A home inspection is a non-invasive visual assessment of the property, conducted by a licensed, third-party professional. It typically takes 2 to 3 hours, and the inspector will look at all major systems and structures — from the foundation to the roof.

It’s not a pass/fail test. Instead, it gives you a detailed report on the home’s condition, so you can make smart, confident decisions.


🛠️ Step-by-Step: The Home Inspection Process

✅ 1. Scheduling the Inspection

Once your offer is accepted, we’ll help you schedule the inspection quickly — usually within 3 to 7 days. Timing matters, because your inspection contingency deadline is usually set in the Buy-Sell Agreement.

You’re encouraged to attend if you can — it’s the best way to learn about your future home.


🏠 2. The Walkthrough Begins

Your inspector will start outside and work inward, taking notes, photos, and testing systems along the way. They’re not there to nitpick every scratch on the wall, but to uncover major issues or potential safety concerns.

Expect them to inspect:

Exterior:

  • Foundation & grading

  • Siding, windows, and doors

  • Roof, gutters, and flashing

  • Decks, patios, porches

Interior:

  • Attic & insulation

  • Walls, ceilings, and floors

  • Plumbing system (pipes, drains, water heater)

  • Electrical panel & outlets

  • HVAC system (furnace, AC, vents)

  • Fireplace/stove (wood, pellet, gas)

  • Appliances (basic functionality)

  • Garage doors & openers


💧 3. Additional System Checks (If Applicable)

Depending on the home, location, or what’s in your Buy-Sell Agreement, your inspector may also recommend:

  • Radon Testing (common in Gallatin Valley)

  • Mold or Meth Testing

  • Well Flow & Water Quality Test

  • Septic System Inspection

  • Roof Certification (for insurance)

  • Wood Stove Certification (per code)

At Ridge Realty Windermere, we’ll help you coordinate specialty inspectors if needed.


📄 4. Receiving the Report

Within 24–48 hours, you’ll receive a detailed report, usually with:

  • Photos of any concerns

  • Notes on system conditions

  • Recommendations for further evaluation or repair

  • A summary of major vs. minor issues

It’s not uncommon for a report to list 20+ items — most are small or typical maintenance. We help you distinguish between cosmetic wear and major red flags.


🤝 5. Deciding What to Do Next

Once you’ve reviewed the report, you have options:

  • Accept the home as-is

  • Request repairs or credits from the seller

  • Back out (if you’re within the inspection contingency window)

We’ll guide you through how to negotiate any repair requests based on the findings.


🧠 Tips from Ridge Realty Windermere

  • Attend the inspection. Ask questions in real-time — it’s a great learning experience.

  • Don’t expect perfection. Even new homes have a list of minor issues.

  • Focus on health, safety, and structure. That’s where your dollars and decisions matter most.


🏔️ Why This Matters in Montana

From shifting foundations in freeze-thaw zones to radon concerns and well/septic systems, Montana homes have unique elements that deserve close attention. An experienced local inspector knows what to look for — and we know who to call.


📬 Have Questions or Ready to Schedule Your Inspection?

That’s what we’re here for. At Ridge Realty Windermere, we’re your boots-on-the-ground team—helping you feel confident at every step of the buying journey.

📧 Email: linville406realty@gmail.com
🌐 Website: www.ridgerealtymt.com
📘 Facebook: Ridge Realty Group MT
▶️ YouTube: Ridge Realty Windermere Channel

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